1. Not Financial Advice

The information provided by FinClarity ("we," "our," or "us") on our website and through our services is for general informational and organizational purposes only. It is not intended to be and should not be construed as financial advice, investment recommendations, or any other type of professional advice.

Before making any financial decisions, we strongly encourage you to consult with a qualified financial advisor, accountant, or other professional who can provide advice tailored to your specific circumstances.

2. Scope of Services

Our services are strictly limited to:

• Helping you organize your existing financial information
• Providing tools and systems for budget development
• Offering general educational resources about financial concepts
• Creating a structured approach to managing your personal finances

We do not provide recommendations on specific financial products, investment strategies, tax matters, or legal issues related to your finances.

3. No Guarantees

While we strive to provide accurate and useful information, we make no warranties or representations about the accuracy, completeness, reliability, suitability, or availability of our services or the information contained on our website.

We do not guarantee any specific results from using our services. Financial organization is a personal journey, and outcomes will vary based on individual circumstances, discipline, and many other factors outside our control.

4. No Professional Relationship

Using our services does not create a professional-client relationship (such as financial advisor-client, attorney-client, or accountant-client). Our role is to provide organizational assistance and educational resources only.

5. Third-Party Content

Our website may include content from third-party sources. We do not control, endorse, or take responsibility for any third-party content, and we are not responsible for the accuracy, legality, or any other aspect of such content.

6. Financial Risk

All financial activities involve risk. We do not accept any responsibility or liability for any losses that may arise from actions taken based on information contained on our website or provided through our services.

7. User Responsibility

You acknowledge and agree that:

• You are solely responsible for your financial decisions and actions
• You will seek professional advice when needed
• You will use our services as organizational tools only
• You understand the limitations of our services as described in this disclaimer

8. Changes to This Disclaimer

We may update this Disclaimer from time to time. Any changes will be posted on this page, and the "Last Updated" date at the top will be revised accordingly. We encourage you to review this Disclaimer periodically.

9. Contact Us

If you have any questions about this Disclaimer, please contact us at:

Email: [email protected]

Phone: +27 17 307 2700